Both offer viable ways to borrow $50,000 worth of home equity, but only one has timely benefits worth knowing now.

As of December 3, 2025, the average home equity loan rate is 7.99%, according to Bankrate’s regular survey of rates. The ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Rachel Witkowski is an award-winning journalist whose 20-year career spans a wide range of topics in finance, government regulation and congressional reporting. Ms. Witkowski has spent the last decade ...

Katherine Watt is a former CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa ...

Business Insider's personal finance team compared Discover Home Loans to the best mortgage lenders and found it to be a strong choice for refinancing or getting a home equity loan, but lacking in ...

If you’re self-employed and 50, then you might qualify for a tenure of about 15-20 years. Generally, any credit score of ...

In general, how much of a personal loan you can get depends on your credit scores, credit reports and income. Here’s how you ...

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