You’re making memories for people.” Francisco Berumen (left) sorts finished photo books before packaging and shipping at Shutterfly. John D. Simmons For the Observer Photo cards fly through a ...

“So whatever that memory is for you, we make it.” Santa Clara, California-based Shutterfly creates photo books and prints, cards, calendars, canvass prints and other custom gifts. Customers ...

Thank-you notes suffer from being categorized as old-fashioned and passe, but expressing gratitude never goes out of style.

Does anyone write letters anymore? It's certainly rare. The few exceptions are holiday cards, invitations, and thank you notes. But even those exceptions are usually just printed cardstock.

Whether you’re expressing gratitude for a thoughtful gesture, someone’s precious time, or showing appreciation for something ...

The concern over the lack of thank-you notes in today’s society is ongoing, and the solution seems elusive. Thank-you notes ...

Dear Annie: I am the person who wrote to you a few years ago about sending a box of thank-you notes and Forever Stamps as ...

While charge cards and credit cards share a similar appearance and function, they operate differently. Both let you buy now and pay later, but their repayment terms can vary considerably.

There's no one-size-fits-all credit card, but options for different types of people — whether you're a foodie, road warrior, traveler, student or someone looking to build credit. A little ...

Getting rid of something just because you think you’re supposed to can lead to regret. These are the things experts say to ...

They calculated that all the unused gift card balances average out to $244 per person. But if you can live with both those caveats, let's do some 11th-hour window shopping for gift cards based on ...

Our opinions are our own. A low interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly.