The Social Security Fairness Act makes it possible for those who opted out of Social Security at some point during their career to receive more retirement benefits. It does this in two ways. First, it ...

Tinkering with Social Security — the financial lifeline for millions of retirees — feels like a bad idea. With the program’s funding rumoured to be in jeopardy, even small changes could spell ...

Wealthy people know that having money is not the same as being good with money. WiserAdvisor can help you shape your financial future and connect with expert guidance. A trusted advisor helps you make ...

First and foremost, if you're trying to aggressively grow your retirement nest egg, there are only so many ways to do it. The Federal Reserve cut interest rates twice so far this year, resulting in ...

Nursing homes aren’t popular in America. In fact, 70% of respondents to a West Health and Gallup poll in 2023 said they’d be uncomfortable ever being admitted to one and 61% reported they’d be ...

It’s no surprise that Americans often rely heavily on credit cards to make ends meet. And with a recent period of rampant inflation, it’s equally unsurprising that credit card balances are on the rise ...

“You should own the house once you’ve done everything else,” Williams explained. “Once you’ve invested your money, once it’s working for you, then maybe buy the house.” There’s nothing wrong with ...

There’s already a big enough gap between Baby Boomers and subsequent generations on everything from comedy to eating habits, but adding to that divide is what defines financial success. According to a ...

Reverse mortgages remain the pariahs of the U.S. loan world. A 2022 study published in Oxford Academic revealed there were just 33,000 reverse mortgages originated during the same year when 609,000 ...

The $21 million special assessment fee for the Brickell buildings stems from the findings of a structural integrity reserve study (SIRS). The law defines it as a study of the reserve funds required ...

Medicare's open enrollment period has just ended. From Oct. 15 through Dec. 7, retirees were able to make changes to their Medicare plan to ensure their health care needs will be met in the coming ...

He wakes up every morning at 5 a.m. He takes ice-cold dips in his in-ground pool. He works out daily. And at a time in life when many Americans only dream about having substantial wealth, YouTuber ...