The Social Security Fairness Act makes it possible for those who opted out of Social Security at some point during their career to receive more retirement benefits. It does this in two ways. First, it ...

Tinkering with Social Security — the financial lifeline for millions of retirees — feels like a bad idea. With the program’s funding rumoured to be in jeopardy, even small changes could spell ...

Retirement is a time for Americans to live the life they’ve dreamed of — or at least what's affordable — and that can sometimes mean leaving the U.S. behind. Imagine trading city views and high prices ...

Reverse mortgages remain the pariahs of the U.S. loan world. A 2022 study published in Oxford Academic revealed there were just 33,000 reverse mortgages originated during the same year when 609,000 ...

It’s no surprise that Americans often rely heavily on credit cards to make ends meet. And with a recent period of rampant inflation, it’s equally unsurprising that credit card balances are on the rise ...

Nursing homes aren’t popular in America. In fact, 70% of respondents to a West Health and Gallup poll in 2023 said they’d be uncomfortable ever being admitted to one and 61% reported they’d be ...

Medicare's open enrollment period has just ended. From Oct. 15 through Dec. 7, retirees were able to make changes to their Medicare plan to ensure their health care needs will be met in the coming ...

The tax torpedo hits when your combined income reaches a certain threshold. It triggers additional taxation on your Social Security benefits. For single filers with combined income above $34,000 or ...

Wealthy people know that having money is not the same as being good with money. WiserAdvisor can help you shape your financial future and connect with expert guidance. A trusted advisor helps you make ...

There’s already a big enough gap between Baby Boomers and subsequent generations on everything from comedy to eating habits, but adding to that divide is what defines financial success. According to a ...

Headline inflation has eased in the U.S., but according to economist and former Treasury Secretary Larry Summers, soaring prices may not be over — especially in light of Donald Trump’s recent ...

First and foremost, if you're trying to aggressively grow your retirement nest egg, there are only so many ways to do it. The Federal Reserve cut interest rates twice so far this year, resulting in ...